--- title: Are gunshot injuries covered under the Minnesota No-Fault Act? — Aaron Ferguson Law description: In previous articles, we have covered what to do (or not do ) when you are injured in a motor vehicle accident. We have also outlined what benefits you are entitled to when your claim arises out of the Minnesota No-Fault Automobile Insurance Act . But how expansive is coverage under the Minnesot image: https://www.aaronfergusonlaw.com/hubfs/Imported_Blog_Media/unsplash-image-41SKIzYcFh0.jpg --- [Skip to the main content.](https://www.aaronfergusonlaw.com/blog/are-gunshot-injuries-covered-under-the-minnesota-no-fault-act#main-content) [(651) 493-0426](tel:16514930426) [BLOG](https://www.aaronfergusonlaw.com/blog) [TESTIMONIALS](https://www.aaronfergusonlaw.com/en-us/testimonials?hsLang=en) [CONTACT US](https://www.aaronfergusonlaw.com/en-us/contact?hsLang=en) [![arron.ferguson.law](https://www.aaronfergusonlaw.com/hs-fs/hubfs/branding/arron.ferguson.law.header6.png?width=230&height=67&name=arron.ferguson.law.header6.png "arron.ferguson.law")](https://www.aaronfergusonlaw.com/en-us/?hsLang=en) [![arron.ferguson.law](https://www.aaronfergusonlaw.com/hs-fs/hubfs/branding/arron.ferguson.law.header6.png?width=230&height=67&name=arron.ferguson.law.header6.png "arron.ferguson.law")](https://www.aaronfergusonlaw.com/en-us/?hsLang=en) - [HOME](https://www.aaronfergusonlaw.com/en-us/) - [ATTORNEYS](https://www.aaronfergusonlaw.com/en-us/attorneys) - [STAFF](https://www.aaronfergusonlaw.com/en-us/staff) - [AREAS OF PRACTICE](https://www.aaronfergusonlaw.com/en-us/practice-areas) - [WORKERS' COMPENSATION](https://www.aaronfergusonlaw.com/en-us/workers-compensation) - [PERSONAL INJURY](https://www.aaronfergusonlaw.com/en-us/personal-injury) - RESOURCES - [PERSONAL INJURY CLAIM PROCESS](https://www.aaronfergusonlaw.com/en-us/a-guide-to-the-personal-injury-claim-process) - [COMMERCIAL VEHICLE CLAIM PROCESS](https://www.aaronfergusonlaw.com/navigating-commercial-vehicle-accident-personal-injury-claims) - [PRIVACY POLICY](https://www.aaronfergusonlaw.com/en-us/privacy-policy) - [English](https://www.aaronfergusonlaw.com/blog/are-gunshot-injuries-covered-under-the-minnesota-no-fault-act) - [Español](https://www.aaronfergusonlaw.com/es/blog/las-heridas-de-bala-son-cubiertas-por-el-acta-de-seguro-de-auto-sin-culpa-de-minnesota) Toggle Menu - [English](https://www.aaronfergusonlaw.com/blog/are-gunshot-injuries-covered-under-the-minnesota-no-fault-act) - [Español](https://www.aaronfergusonlaw.com/es/blog/las-heridas-de-bala-son-cubiertas-por-el-acta-de-seguro-de-auto-sin-culpa-de-minnesota) Toggle Menu [(651) 493-0426 ►](tel:651-565-1721) - [HOME](https://www.aaronfergusonlaw.com/en-us/) - [ATTORNEYS](https://www.aaronfergusonlaw.com/en-us/attorneys) - [STAFF](https://www.aaronfergusonlaw.com/en-us/staff) - [AREAS OF PRACTICE](https://www.aaronfergusonlaw.com/en-us/practice-areas) - [WORKERS' COMPENSATION](https://www.aaronfergusonlaw.com/en-us/workers-compensation) - [PERSONAL INJURY](https://www.aaronfergusonlaw.com/en-us/personal-injury) - RESOURCES - [PERSONAL INJURY CLAIM PROCESS](https://www.aaronfergusonlaw.com/en-us/a-guide-to-the-personal-injury-claim-process) - [COMMERCIAL VEHICLE CLAIM PROCESS](https://www.aaronfergusonlaw.com/navigating-commercial-vehicle-accident-personal-injury-claims) - [PRIVACY POLICY](https://www.aaronfergusonlaw.com/en-us/privacy-policy) - [BLOG](https://www.aaronfergusonlaw.com/blog) - [CONTACT US](https://www.aaronfergusonlaw.com/en-us/contact) - [TESTIMONIALS](https://www.aaronfergusonlaw.com/en-us/testimonials) 1 min read # Are gunshot injuries covered under the Minnesota No-Fault Act? Aaron Ferguson Law Jun 22, 2021, 12:00:00 AM ![Are gunshot injuries covered under the Minnesota No-Fault Act?](https://www.aaronfergusonlaw.com/hubfs/Imported_Blog_Media/unsplash-image-41SKIzYcFh0.jpg) In previous articles, we have covered [what to do](https://www.aaronfergusonlaw.com/blog/2020/7/13/how-to-be-proactive-at-the-scene-of-a-crash-use-your-phone?hsLang=en) (or [not do](https://www.aaronfergusonlaw.com/blog/2020/7/27/personal-injury-101-what-not-to-do-after-an-accident?hsLang=en)) when you are injured in a motor vehicle accident. We have also outlined what benefits you are entitled to when your claim arises out of the [Minnesota No-Fault Automobile Insurance Act](https://www.aaronfergusonlaw.com/blog/2020/5/26/who-pays-the-bills-minnesota-no-fault-automobile-insurance-priority?hsLang=en). But how expansive is coverage under the Minnesota No-fault Act? Does it extend to injuries beyond those caused by a motor vehicle itself? There are actually numerous ways a claim arises under the Act. Generally, the injury or harm suffered must arise out of the use or maintenance of a motor vehicle. This may be the case even if a person is injured or killed by something seemingly unrelated to motor vehicles, like a gunshot. So, whether a gunshot wound is covered by the Act depends on the circumstances. Here are a few real-life scenarios and how they were viewed under the Minnesota No-Fault Act. When a person was injured because of the accidental discharge of a gun inside a car as they were getting in, they were unable to present a claim. In this case, the vehicle was the “mere situs” of the accident, simply the location where it occurred. Following a routine traffic stop, an individual was shot to death by a police officer as they were getting out of the vehicle. Survivor benefits were extended to the deceased’s family members. A thief was leaving the scene of a holdup and shot the driver of a van, attempting to take control of the vehicle to escape. No-Fault benefits were extended to the driver. A cab driver was shot by a passenger and was denied benefits because, like in the first example, the vehicle was simply the site of the injury. Another curious case was denied coverage when a hunter was accidentally shot by a friend, who was taking a hunting rifle out of the car. A man was chasing his girlfriend, tried to ram her with his car, and then shot at her. The injured woman was allowed to make a claim for No-Fault benefits even though the injuries arose out of an intentional tort. As these examples show, there are many unusual ways in which a claim can arise under the Minnesota No-fault Act. If you have been seriously injured, please call 651-493-0426 for a [free consultation](https://www.aaronfergusonlaw.com/blog/2020/10/26/personal-injury-101-free-consultation?hsLang=en) with one of our experienced personal injury attorneys.    ### Get a Free Case Consultation ![contact-us-form](https://www.aaronfergusonlaw.com/hs-fs/hubfs/images/cta/support%20files/contact-us-form.jpg?width=301&height=563&name=contact-us-form.jpg)   [◄ Back to Blog Listing Page](https://www.aaronfergusonlaw.com/blog?hsLang=en) - [Tweet](https://twitter.com/share) #### Subscribe [CONTACT US ►](https://www.aaronfergusonlaw.com/en-us/contact?hsLang=en) OFFICE  (651) 493-0426 FAX  (651) 493-3843 3900 NORTHWOODS DR. 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